Terror groups need money for procuring weapons, ammunitions, material, communication equipment, recruiting, conducting information operations, housing, and paying compensation to active members and their dependents. Terror organizations utilize a number of sources to fund their operations such as charities, extortion from local traders, forest produce, narcotics, kidnapping-ransom, extortion from NGOs and aid organisations. So where does Hawala figure in the above matrix. Hawala largely acts as the mover of funds than source of funding.